🇻🇳 Vietnam法规

越南拟建国际金融中心｜国家议会决议草案出台

来源：MPI · MPI Vietnam发布：2026/3/13

作者：东南亚合规中心编辑团队

TL;DR · 核心要点

越南计划部（MPI）于2025年2月18日牵头召开研讨会，推进《国会关于设立国际与区域金融中心的决议》草案制定。该决议将构建越南首个系统性国际金融中心（IFC）政策框架，涵盖8项即时实施政策与6项试点政策。关键合规信息包括：依据越共政治局第47-TB/TW号通告（2024年11月15日）原则批准；聚焦金融科技沙盒、税收优惠、资本市场监管、外籍人才引进及高端金融人才培养；法律框架需确保实操性。对企业而言，外资金融机构、 fintech企业、跨境投资平台及人力资源服务商须提前评估准入条件、申请沙盒试点资格，并对接胡志明市、河内、岘港三大试点城市主管部门。

✅ 合规行动清单 · Compliance Checklist

›立即联系越南计划投资部（MPI）及国家银行（SBV），提交参与金融科技监管沙盒试点的意向函（2025年Q2前）
›评估现有跨境金融产品是否符合越南拟议的IFC牌照要求，重点适配胡志明市/岘港试点区域准入标准
›启动越南本地化合规团队建设，优先招聘熟悉SBV、MOF及IFC专项法规的双语金融合规官

›Submit expression of interest to MPI and State Bank of Vietnam (SBV) for fintech regulatory sandbox participation by Q2 2025
›Conduct product-by-product alignment assessment against draft IFC licensing criteria, prioritizing Ho Chi Minh City and Da Nang pilot zones
›Recruit bilingual financial compliance officers with SBV, MOF, and IFC regulatory experience to build local compliance capacity ahead of 2026 rollout

English Summary

Vietnam’s Ministry of Planning and Investment (MPI) convened a high-level seminar on February 18, 2025, to advance the National Assembly’s draft resolution on establishing International Financial Centers (IFCs). Based on Politburo Announcement No. 47-TB/TW (Nov 15, 2024), eight policy groups will be enacted immediately by 2030, while six pilot policies—aligned with global IFC standards (e.g., regulatory sandbox, preferential tax regimes, foreign talent visas, capital market liberalization)—will undergo trial. Affected entities include foreign banks, fintech firms, asset managers, and cross-border financial service providers. No formal effective date is set yet, but pilot implementation begins in 2025–2026 across Hanoi, Ho Chi Minh City, and Da Nang. Businesses must engage early with MPI and sectoral ministries (SBV, MOF) to shape sandbox eligibility criteria, prepare localization plans for financial products, and assess compliance with upcoming IFC-specific licensing and reporting requirements.

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常见问题解答

越南国际金融中心何时正式落地？企业现在能申请牌照吗？+

目前尚无正式生效日期，国会决议仍处起草阶段，预计2025年内完成审议。现阶段不开放常规牌照申请，但已启动6项政策试点（如沙盒），企业可于2025年第二季度起向MPI提交试点意向，首批试点机构有望在2026年初获准运营。

哪些城市是首批试点？外资机构能否在河内设立总部？+

首批试点城市明确为河内、胡志明市和岘港。根据MPI会议内容，三地将差异化定位：河内侧重政策协调与监管创新，胡志明市主攻跨境投融资与资本市场，岘港聚焦绿色金融与数字基建。外资机构可在任一试点城市注册，但总部功能需匹配当地定位并经MPI联合审批。

越南对IFC企业有哪些税收优惠？是否适用于外资？+

草案明确将试点6类国际通行税收政策，包括跨境利息/股息免税、特定金融业务所得税减免、高管个人所得税优惠等。所有试点政策均适用于符合条件的外资机构，但须通过IFC专项认定程序，由财政部（MOF）与MPI联合核定资质。

金融科技公司如何申请监管沙盒？需要哪些材料？+

沙盒申请须通过MPI官网提交中英文版材料，包括技术架构说明、风险缓释方案、本地合作银行函、数据跨境合规承诺书及越南持牌代表任命书。初审周期约45个工作日，获批后可开展最长18个月真实环境测试，期间享受临时豁免部分SBV现行监管条款。

外籍金融人才能否获得签证与居留便利？有何具体条件？+

草案提出‘IFC专家签证通道’，允许持有国际CFA/FRM/ACCA认证或5年以上全球TOP50金融机构从业经历者，凭IFC企业聘用函直接申办3年多次入境签证及长期居留许可，配偶子女可随行。细则由公安部与MPI联合制定，预计2025年底前发布实施指南。

相关关键词

Vietnam IFCfinancial center VietnamMPI resolutionfintech sandbox Vietnamforeign investment finance Vietnam

📄 官方原文参考（英文）点击展开

Deputy Minister Nguyen Thi Bich Ngoc chairs seminar on drafting NA's resolution on financial centers (Xem tin ảnh) (Xem tin video) Date 18/02/2025 - 17:33:00 | 1609 views View font size Text contrast Read the article Acronym Print the page Send to (MPI) - Deputy Minister of Planning and Investment Nguyen Thi Bich Ngoc chaired a seminar in Hanoi on February 18 with representatives of government agencies, localities and domestic, international experts, investors to discuss the drafting of a National Assembly (NA)’s resolution on establishing and operating international and regional financial centers in Vietnam. NA's draft resolution on establishing financial center under discussion. Photo: MPI Speaking at the seminar, Deputy Minister Nguyen Thi Bich Ngoc stated that based on the political, legal, and practical domestic and international contexts, the development of a resolution on international and regional financial centers (IFCs) in Vietnam is essential. Therefore, the Ministry of Planning and Investment (MPI) has actively coordinated with relevant agencies to draft the NA’s resolution on establishing IFCs in Vietnam. The IFCs will become a new and significant driver to attract investment flows, enhance commercial and financial activities, and play a crucial role in positioning Vietnam on the world development centers' map. Regarding the policy and strategies for building the IFCs, the deputy minister noted that Political Bureau's Announcement No. 47-TB/TW dated November 15, 2024, agrees in principle to allow the application of policies for the development of IFCs and outlines their implementation roadmap. From now until 2030, 8 main policy groups consistent with international norms and Vietnam's conditions will be enacted and implemented immediately, and 6 pilot policy groups commonly used in major IFCs worldwide and suitable for Vietnam's actual conditions will be trialed. Representative from ministries of: Finance, Industry and Trade, Information and Communications and State Bank of Vietnam, Ho Chi Minh City and Da Nang, and domestic and international experts such as TheCityUK and Boston Consulting Group (BCG) focused on discussing specific content, proposing institutions and financial products where Vietnam has strengths, mechanisms to attract foreign talents, and training high-quality manpower. The legal framework must ensure practicality to operate the IFCs; there were specific discussions about a controlled testing policy (sandbox) for business models using technology in finance (fintech), tax policies, finance, and capital market development… Some opinions also suggested that the NA’s draft resolution on developing regional and international financial centers in Vietnam should include a specific policy framework that clearly identifies Vietnam’s strengths to attract all financial resources and form a healthy, safe, integrated, and sustainable financial market./. Bao Linh Ministry of Planning and Investment