菲律宾SEC发布加密服务提供商监管新规
作者：东南亚合规中心编辑团队
TL;DR · 核心要点
菲律宾证券交易委员会（SEC）正式出台针对加密资产服务提供商的监管框架，要求相关机构必须取得SEC许可方可运营。关键合规要点包括：须申请虚拟资产服务提供商（VASP）牌照；严格履行反洗钱（AML）与客户尽职调查（CDD）义务；建立本地合规官与资金隔离机制；提交年度审计报告及实时交易监控系统。该规则适用于所有在菲提供加密货币交易、托管、兑换及ICO推广等服务的企业，含外资与本地实体。实际影响方面，未持牌运营将面临最高1000万比索罚款及刑事追责；已运营企业需在生效后180日内完成牌照申请；跨境平台若面向菲律宾用户提供服务，亦被纳入管辖范围。
✅ 合规行动清单 · Compliance Checklist
- ›立即向菲律宾SEC提交VASP牌照预申请，并确认业务活动是否属于受监管范围
- ›在2024年3月13日前（即生效日起180日内）完成完整VASP牌照正式申请并提交合规体系文件
- ›任命常驻菲律宾的合规官，建立符合AMLC第27号通知的AML/CFT内控系统
- ›Determine if your crypto activities fall under SEC-PH’s VASP definition and initiate pre-application consultation with SEC-PH’s Innovation Office
- ›Submit full VASP license application—including AML/CFT framework, custody arrangements, and audit-ready financials—by March 13, 2024 (180 days from Sept 15, 2023)
- ›Appoint a resident Compliance Officer and implement AML/CFT controls certified by an AMLC-accredited training provider
English Summary
The Securities and Exchange Commission of the Philippines (SEC-PH) has issued binding regulations requiring all crypto service providers operating in or targeting Philippine users to obtain a Virtual Asset Service Provider (VASP) license. Covered activities include crypto trading, custody, exchange, token issuance, and related advisory services. Key requirements: registration with SEC-PH; appointment of a resident Compliance Officer; implementation of AML/CFT controls aligned with AMLC standards; segregation of client funds; submission of annual audited financials and real-time transaction reporting. Foreign entities serving PH residents are subject to jurisdiction. The rules took effect immediately upon publication in the Official Gazette (2023-09-15), with existing operators granted 180 days to comply. Non-compliance may result in fines up to PHP 10 million, revocation of business permits, and criminal liability under RA 9160.
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